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Business Auto Insurance
Business auto or commercial auto insurance policies help protect your businesses and your employees. Many different businesses have a need for business auto insurance. Examples are: contractors, tow truck companies, couriers, services, dry cleaners, retail delivery, carpet cleaning, appliance and electronic repair companies, pizza delivery, trucks and dump trucks.
Business auto insurance provides protection for liability, uninsured and underinsured motorists, medical payments, comprehensive and collision. Coverage can be extended on some policies for employees using their personal cars for business.
There are several occupations such as a home based business, real estate or insurance and financial services that may not require a commercial auto policy. Often these types of businesses can instead have a “business use” rating on their personal auto insurance policy. In order to understand whether you should have a business auto policy it is best to consult an agent.
TWFG represents a number of companies that offer business auto insurance. It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.